Since 1958, Dan Gilbert Insurance has valued a firm relationship of mutual trust and service with each of our clients.
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About Dan Gilbert Insurance
Dan Gilbert Insurance is a full service independent agency of proven professionals; caring and conscientious people who work hard and creatively to meet the insurance needs of clients in Fletcher, NC since 1958. In 2015, we have since expanded by joining with Sneeden Insurance and continue to provide coverage throughout Western North Carolina.
As an independent agency, we can do an analysis of your total insurance package. You may be paying too much for the coverage you are receiving or you may be able to substantially increase your coverage and security with only a small increase in premium cost.
We strive to meet all your personal, business and employee benefits needs and are committed to maintaining a high standard of excellence in all that we do. We value a firm relationship of mutual trust and service with each of our clients and welcome the opportunity to create an insurance package that will not only remain in your budget but will make sure your hard-earned assets are protected from loss.
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Our Insurance Solutions
Dan Gilbert Insurance offers personal insurance, business insurance and employee benefits.
Personal Insurance
Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.
Business Insurance
We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
Employee Benefits
Employees consistently seek more from their benefits. We design benefits programs that makes sense for your company and employees.
Property Damage Liability
Risk Factor
You can be held responsible if you significantly damage another vehicle and/or property. Do you have enough coverage to protect yourself from the risk?
Solution
Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted. It’s a cost-effective way to ensure the peace of mind you deserve.
Bodily Injury Liability
Risk Factor
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into a pedestrian, bicycle, or another vehicle. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Solution
An umbrella or excess liability policy helps extend your coverage to better protect you against these significant costs. It’s the ideal coverage to provide peace of mind, even when the unthinkable happens.
Lawsuits
Risk Factor
You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?
Solution
An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies - providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.
Watercraft Liability
Risk Factor
Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.
Solution
Your standard watercraft policy limit could easily be exhausted if you are found to be at fault for property damage or personal injury. An umbrella or excess liability policy can extend those limits, providing you an additional layer of financial protection.
There’s more to insurance than the price of the policy.
Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Personal InsuranceBusiness InsuranceEmployee Benefits
We are an Erie Insurance Agency
You don’t need to change agencies if your insurance and service needs change.
We offer Erie Insurance coverage at competitive rates.
Insurance Quote Request
As an independent agency, we offer multiple options at competitive prices.
Our Locations
Dan Gilbert Insurance
3741 Hendersonville Road, PO Box 338, Fletcher, NC 28732
Sneeden Insurance
227 Rosman Highway, PO Box 469, Brevard, NC 28712
Also providing solutions in Asheville, Hendersonville and throughout Western North Carolina.
