We treat you like a neighbor, because you are!

Since 1958, Dan Gilbert Insurance has valued a firm relationship of mutual trust and service with each of our clients.

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About Dan Gilbert Insurance

Dan Gilbert Insurance is a full service independent agency of proven professionals; caring and conscientious people who work hard and creatively to meet the insurance needs of clients in Fletcher, NC since 1958. In 2015, we have since expanded by joining with Sneeden Insurance and continue to provide coverage throughout Western North Carolina.

As an independent agency, we can do an analysis of your total insurance package. You may be paying too much for the coverage you are receiving or you may be able to substantially increase your coverage and security with only a small increase in premium cost.

We strive to meet all your personal, business and employee benefits needs and are committed to maintaining a high standard of excellence in all that we do. We value a firm relationship of mutual trust and service with each of our clients and welcome the opportunity to create an insurance package that will not only remain in your budget but will make sure your hard-earned assets are protected from loss.

Serving Western North Carolina for over 60 years
We are Fletcher’s original insurance agency
We have multiple offices available for your convenience
We’ll help you get YOUR insurance quote
  • Coverage will not be bound or changed until confirmed by a licensed agent.
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Our Insurance Solutions

Dan Gilbert Insurance offers personal insurance, business insurance and employee benefits.

Personal Insurance

Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.

Business Insurance

We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.

Employee Benefits

Employees consistently seek more from their benefits. We design benefits programs that makes sense for your company and employees.

Read Our Amazing Feedback

Dan Gilbert Insurance and his agents give excellent service. I would highly recommend them.

Pat H.Fairview, NC

I moved my home, auto and personal umbrella and saved hundreds. Not only that, I got great service to go along with it. Stand up and professional - highly recommend.

Tom F.Asheville, NC

Dan Gilbert Insurance has EXCELLENT customer service and always responds to our concerns.

Steve H.
Property Damage Liability
Risk Factor

You can be held responsible if you significantly damage another vehicle and/or property. Do you have enough coverage to protect yourself from the risk?


Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted. It’s a cost-effective way to ensure the peace of mind you deserve.

Bodily Injury Liability
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into a pedestrian, bicycle, or another vehicle. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


An umbrella or excess liability policy helps extend your coverage to better protect you against these significant costs. It’s the ideal coverage to provide peace of mind, even when the unthinkable happens.

Risk Factor

You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?


An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies - providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.

Watercraft Liability
Risk Factor

Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.


Your standard watercraft policy limit could easily be exhausted if you are found to be at fault for property damage or personal injury. An umbrella or excess liability policy can extend those limits, providing you an additional layer of financial protection.

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness InsuranceEmployee Benefits
We are an Erie Insurance Agency

You don’t need to change agencies if your insurance and service needs change.

We offer Erie Insurance coverage at competitive rates.

Dan Gilbert Insurance Client Portal

Manage your account with us quickly and easily!

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Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

  • Coverage will not be bound or changed until confirmed by a licensed agent.
  • This field is for validation purposes and should be left unchanged.

Our Locations

Dan Gilbert Insurance

3579 Hendersonville Road, PO Box 338, Fletcher, NC 28732

Sneeden Insurance

29 W French Broad St. Unit 108, Brevard, NC 28712

Also providing solutions in Asheville, Hendersonville and throughout Western North Carolina.